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Building financial resources takes a lifetime.  Proper estate planning can ensure that these financial resources continue to take care of you and your loved ones without giving up control of your affairs. 

• Your estate plan should allow you to plan for the possibility of your own disability. 

• Your estate plan should give:
  what you own
  to whom you want to receive it,
  the way you want them to receive it, and
  when you want them to receive it.